diff --git a/src/check_ast.rs b/src/check_ast.rs
index d3ace5bd27..9b278d271d 100644
--- a/src/check_ast.rs
+++ b/src/check_ast.rs
@@ -26,7 +26,8 @@ use crate::checks::{Check, CheckCode, CheckKind};
 use crate::docstrings::definition::{Definition, DefinitionKind, Documentable};
 use crate::python::builtins::{BUILTINS, MAGIC_GLOBALS};
 use crate::python::future::ALL_FEATURE_NAMES;
-use crate::settings::{PythonVersion, Settings};
+use crate::settings::types::PythonVersion;
+use crate::settings::Settings;
 use crate::visibility::{module_visibility, transition_scope, Modifier, Visibility, VisibleScope};
 use crate::{
     docstrings, flake8_bugbear, flake8_builtins, flake8_comprehensions, flake8_print, pep8_naming,
diff --git a/src/check_lines.rs b/src/check_lines.rs
index 9032bb3c49..621036c2fe 100644
--- a/src/check_lines.rs
+++ b/src/check_lines.rs
@@ -229,7 +229,7 @@ pub fn check_lines(
 mod tests {
     use crate::autofix::fixer;
     use crate::checks::{Check, CheckCode};
-    use crate::settings;
+    use crate::settings::Settings;
 
     use super::check_lines;
 
@@ -243,9 +243,9 @@ mod tests {
                 &mut checks,
                 line,
                 &noqa_line_for,
-                &settings::Settings {
+                &Settings {
                     line_length,
-                    ..settings::Settings::for_rule(CheckCode::E501)
+                    ..Settings::for_rule(CheckCode::E501)
                 },
                 &fixer::Mode::Generate,
             );
diff --git a/src/cli.rs b/src/cli.rs
index a1365a7f29..21ca856bc2 100644
--- a/src/cli.rs
+++ b/src/cli.rs
@@ -7,9 +7,9 @@ use regex::Regex;
 
 use crate::checks_gen::CheckCodePrefix;
 use crate::printer::SerializationFormat;
-use crate::pyproject::StrCheckCodePair;
-use crate::settings::PythonVersion;
-use crate::RawSettings;
+use crate::settings::configuration::Configuration;
+use crate::settings::types::PythonVersion;
+use crate::settings::types::StrCheckCodePair;
 
 #[derive(Debug, Parser)]
 #[command(author, about = "ruff: An extremely fast Python linter.")]
@@ -109,7 +109,7 @@ pub fn warn_on(
     codes: &[CheckCodePrefix],
     cli_ignore: &[CheckCodePrefix],
     cli_extend_ignore: &[CheckCodePrefix],
-    pyproject_settings: &RawSettings,
+    pyproject_configuration: &Configuration,
     pyproject_path: &Option<PathBuf>,
 ) {
     for code in codes {
@@ -117,7 +117,7 @@ pub fn warn_on(
             if cli_ignore.contains(code) {
                 warn!("{code:?} was passed to {flag}, but ignored via --ignore")
             }
-        } else if pyproject_settings.ignore.contains(code) {
+        } else if pyproject_configuration.ignore.contains(code) {
             if let Some(path) = pyproject_path {
                 warn!(
                     "{code:?} was passed to {flag}, but ignored by the `ignore` field in {}",
@@ -131,7 +131,7 @@ pub fn warn_on(
             if cli_extend_ignore.contains(code) {
                 warn!("{code:?} was passed to {flag}, but ignored via --extend-ignore")
             }
-        } else if pyproject_settings.extend_ignore.contains(code) {
+        } else if pyproject_configuration.extend_ignore.contains(code) {
             if let Some(path) = pyproject_path {
                 warn!(
                     "{code:?} was passed to {flag}, but ignored by the `extend_ignore` field in {}",
diff --git a/src/flake8_quotes/checks.rs b/src/flake8_quotes/checks.rs
index 0003be2c7b..e865072e9a 100644
--- a/src/flake8_quotes/checks.rs
+++ b/src/flake8_quotes/checks.rs
@@ -148,15 +148,10 @@ mod tests {
     use crate::checks::{Check, CheckCode};
     use crate::flake8_quotes::settings::Quote;
     use crate::linter::tokenize;
-    use crate::settings;
-    use crate::{flake8_quotes, linter};
+    use crate::{flake8_quotes, linter, Settings};
     use crate::{fs, noqa};
 
-    fn check_path(
-        path: &Path,
-        settings: &settings::Settings,
-        autofix: &fixer::Mode,
-    ) -> Result<Vec<Check>> {
+    fn check_path(path: &Path, settings: &Settings, autofix: &fixer::Mode) -> Result<Vec<Check>> {
         let contents = fs::read_file(path)?;
         let tokens: Vec<LexResult> = tokenize(&contents);
         let noqa_line_for = noqa::extract_noqa_line_for(&tokens);
@@ -174,14 +169,14 @@ mod tests {
             Path::new("./resources/test/fixtures/flake8_quotes")
                 .join(path)
                 .as_path(),
-            &settings::Settings {
+            &Settings {
                 flake8_quotes: flake8_quotes::settings::Settings {
                     inline_quotes: Quote::Single,
                     multiline_quotes: Quote::Single,
                     docstring_quotes: Quote::Single,
                     avoid_escape: true,
                 },
-                ..settings::Settings::for_rules(vec![
+                ..Settings::for_rules(vec![
                     CheckCode::Q000,
                     CheckCode::Q001,
                     CheckCode::Q002,
@@ -206,14 +201,14 @@ mod tests {
             Path::new("./resources/test/fixtures/flake8_quotes")
                 .join(path)
                 .as_path(),
-            &settings::Settings {
+            &Settings {
                 flake8_quotes: flake8_quotes::settings::Settings {
                     inline_quotes: Quote::Double,
                     multiline_quotes: Quote::Double,
                     docstring_quotes: Quote::Double,
                     avoid_escape: true,
                 },
-                ..settings::Settings::for_rules(vec![
+                ..Settings::for_rules(vec![
                     CheckCode::Q000,
                     CheckCode::Q001,
                     CheckCode::Q002,
@@ -243,14 +238,14 @@ mod tests {
             Path::new("./resources/test/fixtures/flake8_quotes")
                 .join(path)
                 .as_path(),
-            &settings::Settings {
+            &Settings {
                 flake8_quotes: flake8_quotes::settings::Settings {
                     inline_quotes: Quote::Single,
                     multiline_quotes: Quote::Single,
                     docstring_quotes: Quote::Double,
                     avoid_escape: true,
                 },
-                ..settings::Settings::for_rules(vec![
+                ..Settings::for_rules(vec![
                     CheckCode::Q000,
                     CheckCode::Q001,
                     CheckCode::Q002,
@@ -280,14 +275,14 @@ mod tests {
             Path::new("./resources/test/fixtures/flake8_quotes")
                 .join(path)
                 .as_path(),
-            &settings::Settings {
+            &Settings {
                 flake8_quotes: flake8_quotes::settings::Settings {
                     inline_quotes: Quote::Single,
                     multiline_quotes: Quote::Double,
                     docstring_quotes: Quote::Single,
                     avoid_escape: true,
                 },
-                ..settings::Settings::for_rules(vec![
+                ..Settings::for_rules(vec![
                     CheckCode::Q000,
                     CheckCode::Q001,
                     CheckCode::Q002,
diff --git a/src/flake8_quotes/settings.rs b/src/flake8_quotes/settings.rs
index 98fb7f0117..559e78d59c 100644
--- a/src/flake8_quotes/settings.rs
+++ b/src/flake8_quotes/settings.rs
@@ -11,7 +11,7 @@ pub enum Quote {
 
 #[derive(Debug, PartialEq, Eq, Deserialize)]
 #[serde(deny_unknown_fields, rename_all = "kebab-case")]
-pub struct Config {
+pub struct Options {
     pub inline_quotes: Option<Quote>,
     pub multiline_quotes: Option<Quote>,
     pub docstring_quotes: Option<Quote>,
@@ -27,7 +27,7 @@ pub struct Settings {
 }
 
 impl Settings {
-    pub fn from_config(config: Config) -> Self {
+    pub fn from_config(config: Options) -> Self {
         Self {
             inline_quotes: config.inline_quotes.unwrap_or(Quote::Single),
             multiline_quotes: config.multiline_quotes.unwrap_or(Quote::Double),
diff --git a/src/fs.rs b/src/fs.rs
index 77f792ad41..ef6c193bfe 100644
--- a/src/fs.rs
+++ b/src/fs.rs
@@ -12,7 +12,7 @@ use path_absolutize::Absolutize;
 use walkdir::{DirEntry, WalkDir};
 
 use crate::checks::CheckCode;
-use crate::settings::{FilePattern, PerFileIgnore};
+use crate::settings::types::{FilePattern, PerFileIgnore};
 
 /// Extract the absolute path and basename (as strings) from a Path.
 fn extract_path_names(path: &Path) -> Result<(&str, &str)> {
@@ -178,7 +178,7 @@ mod tests {
     use path_absolutize::Absolutize;
 
     use crate::fs::{extract_path_names, is_excluded, is_included};
-    use crate::settings::FilePattern;
+    use crate::settings::types::FilePattern;
 
     #[test]
     fn inclusions() {
diff --git a/src/lib.rs b/src/lib.rs
index 0702cef802..f56447df65 100644
--- a/src/lib.rs
+++ b/src/lib.rs
@@ -5,11 +5,13 @@ use std::path::Path;
 use anyhow::Result;
 use log::debug;
 use rustpython_parser::lexer::LexResult;
+use settings::pyproject;
 
 use crate::autofix::fixer::Mode;
 use crate::linter::{check_path, tokenize};
 use crate::message::Message;
-use crate::settings::{RawSettings, Settings};
+use crate::settings::configuration::Configuration;
+use settings::Settings;
 
 mod ast;
 mod autofix;
@@ -38,7 +40,6 @@ pub mod printer;
 mod pycodestyle;
 mod pydocstyle;
 mod pyflakes;
-pub mod pyproject;
 mod python;
 mod pyupgrade;
 pub mod settings;
@@ -58,7 +59,7 @@ pub fn check(path: &Path, contents: &str, quiet: bool) -> Result<Vec<Message>> {
         None => debug!("Unable to find pyproject.toml; using default settings..."),
     };
 
-    let settings = Settings::from_raw(RawSettings::from_pyproject(
+    let settings = Settings::from_configuration(Configuration::from_pyproject(
         &pyproject,
         &project_root,
         quiet,
diff --git a/src/linter.rs b/src/linter.rs
index 66f94fa1ff..59510966bf 100644
--- a/src/linter.rs
+++ b/src/linter.rs
@@ -236,16 +236,12 @@ mod tests {
 
     use crate::autofix::fixer;
     use crate::checks::{Check, CheckCode};
-    use crate::linter;
     use crate::linter::tokenize;
     use crate::settings;
     use crate::{fs, noqa};
+    use crate::{linter, Settings};
 
-    fn check_path(
-        path: &Path,
-        settings: &settings::Settings,
-        autofix: &fixer::Mode,
-    ) -> Result<Vec<Check>> {
+    fn check_path(path: &Path, settings: &Settings, autofix: &fixer::Mode) -> Result<Vec<Check>> {
         let contents = fs::read_file(path)?;
         let tokens: Vec<LexResult> = tokenize(&contents);
         let noqa_line_for = noqa::extract_noqa_line_for(&tokens);
diff --git a/src/main.rs b/src/main.rs
index 9f1e1e6b48..019ca1f28a 100644
--- a/src/main.rs
+++ b/src/main.rs
@@ -25,10 +25,11 @@ use ruff::linter::{lint_path, lint_stdin};
 use ruff::logging::set_up_logging;
 use ruff::message::Message;
 use ruff::printer::{Printer, SerializationFormat};
-use ruff::pyproject::{self};
-use ruff::settings::CurrentSettings;
-use ruff::settings::RawSettings;
-use ruff::settings::{FilePattern, PerFileIgnore, Settings};
+use ruff::settings::configuration::Configuration;
+use ruff::settings::pyproject;
+use ruff::settings::types::{FilePattern, PerFileIgnore};
+use ruff::settings::user::UserConfiguration;
+use ruff::settings::Settings;
 use ruff::tell_user;
 
 #[cfg(feature = "update-informer")]
@@ -73,10 +74,14 @@ fn check_for_updates() {
     }
 }
 
-fn show_settings(settings: RawSettings, project_root: Option<PathBuf>, pyproject: Option<PathBuf>) {
+fn show_settings(
+    configuration: Configuration,
+    project_root: Option<PathBuf>,
+    pyproject: Option<PathBuf>,
+) {
     println!(
         "{:#?}",
-        CurrentSettings::from_settings(settings, project_root, pyproject)
+        UserConfiguration::from_configuration(configuration, project_root, pyproject)
     );
 }
 
@@ -256,15 +261,15 @@ fn inner_main() -> Result<ExitCode> {
         .map(|pair| PerFileIgnore::new(pair, &project_root))
         .collect();
 
-    let mut settings = RawSettings::from_pyproject(&pyproject, &project_root, cli.quiet)?;
+    let mut configuration = Configuration::from_pyproject(&pyproject, &project_root, cli.quiet)?;
     if !exclude.is_empty() {
-        settings.exclude = exclude;
+        configuration.exclude = exclude;
     }
     if !extend_exclude.is_empty() {
-        settings.extend_exclude = extend_exclude;
+        configuration.extend_exclude = extend_exclude;
     }
     if !per_file_ignores.is_empty() {
-        settings.per_file_ignores = per_file_ignores;
+        configuration.per_file_ignores = per_file_ignores;
     }
     if !cli.select.is_empty() {
         warn_on(
@@ -272,10 +277,10 @@ fn inner_main() -> Result<ExitCode> {
             &cli.select,
             &cli.ignore,
             &cli.extend_ignore,
-            &settings,
+            &configuration,
             &pyproject,
         );
-        settings.select = cli.select;
+        configuration.select = cli.select;
     }
     if !cli.extend_select.is_empty() {
         warn_on(
@@ -283,22 +288,22 @@ fn inner_main() -> Result<ExitCode> {
             &cli.extend_select,
             &cli.ignore,
             &cli.extend_ignore,
-            &settings,
+            &configuration,
             &pyproject,
         );
-        settings.extend_select = cli.extend_select;
+        configuration.extend_select = cli.extend_select;
     }
     if !cli.ignore.is_empty() {
-        settings.ignore = cli.ignore;
+        configuration.ignore = cli.ignore;
     }
     if !cli.extend_ignore.is_empty() {
-        settings.extend_ignore = cli.extend_ignore;
+        configuration.extend_ignore = cli.extend_ignore;
     }
     if let Some(target_version) = cli.target_version {
-        settings.target_version = target_version;
+        configuration.target_version = target_version;
     }
     if let Some(dummy_variable_rgx) = cli.dummy_variable_rgx {
-        settings.dummy_variable_rgx = dummy_variable_rgx;
+        configuration.dummy_variable_rgx = dummy_variable_rgx;
     }
 
     if cli.show_settings && cli.show_files {
@@ -306,11 +311,11 @@ fn inner_main() -> Result<ExitCode> {
         return Ok(ExitCode::FAILURE);
     }
     if cli.show_settings {
-        show_settings(settings, project_root, pyproject);
+        show_settings(configuration, project_root, pyproject);
         return Ok(ExitCode::SUCCESS);
     }
 
-    let settings = Settings::from_raw(settings);
+    let settings = Settings::from_configuration(configuration);
 
     if cli.show_files {
         show_files(&cli.files, &settings);
diff --git a/src/settings.rs b/src/settings.rs
deleted file mode 100644
index 824ea7cba2..0000000000
--- a/src/settings.rs
+++ /dev/null
@@ -1,367 +0,0 @@
-use std::collections::BTreeSet;
-use std::hash::{Hash, Hasher};
-use std::path::{Path, PathBuf};
-use std::str::FromStr;
-
-use anyhow::{anyhow, Result};
-use glob::Pattern;
-use once_cell::sync::Lazy;
-use regex::Regex;
-use serde::{Deserialize, Serialize};
-
-use crate::checks::CheckCode;
-use crate::checks_gen::{CheckCodePrefix, PrefixSpecificity};
-use crate::pyproject::{load_config, StrCheckCodePair};
-use crate::{flake8_quotes, fs};
-
-#[derive(Clone, Debug, PartialOrd, PartialEq, Eq, Serialize, Deserialize)]
-pub enum PythonVersion {
-    Py33,
-    Py34,
-    Py35,
-    Py36,
-    Py37,
-    Py38,
-    Py39,
-    Py310,
-    Py311,
-}
-
-impl FromStr for PythonVersion {
-    type Err = anyhow::Error;
-
-    fn from_str(string: &str) -> Result<Self, Self::Err> {
-        match string {
-            "py33" => Ok(PythonVersion::Py33),
-            "py34" => Ok(PythonVersion::Py34),
-            "py35" => Ok(PythonVersion::Py35),
-            "py36" => Ok(PythonVersion::Py36),
-            "py37" => Ok(PythonVersion::Py37),
-            "py38" => Ok(PythonVersion::Py38),
-            "py39" => Ok(PythonVersion::Py39),
-            "py310" => Ok(PythonVersion::Py310),
-            "py311" => Ok(PythonVersion::Py311),
-            _ => Err(anyhow!("Unknown version: {}", string)),
-        }
-    }
-}
-
-#[derive(Debug, Clone, Hash)]
-pub enum FilePattern {
-    Simple(&'static str),
-    Complex(Pattern, Option<Pattern>),
-}
-
-impl FilePattern {
-    pub fn from_user(pattern: &str, project_root: &Option<PathBuf>) -> Self {
-        let path = Path::new(pattern);
-        let absolute_path = match project_root {
-            Some(project_root) => fs::normalize_path_to(path, project_root),
-            None => fs::normalize_path(path),
-        };
-
-        let absolute = Pattern::new(&absolute_path.to_string_lossy()).expect("Invalid pattern.");
-        let basename = if !pattern.contains(std::path::MAIN_SEPARATOR) {
-            Some(Pattern::new(pattern).expect("Invalid pattern."))
-        } else {
-            None
-        };
-
-        FilePattern::Complex(absolute, basename)
-    }
-}
-
-#[derive(Debug, Clone, Hash)]
-pub struct PerFileIgnore {
-    pub pattern: FilePattern,
-    pub codes: BTreeSet<CheckCode>,
-}
-
-impl PerFileIgnore {
-    pub fn new(user_in: StrCheckCodePair, project_root: &Option<PathBuf>) -> Self {
-        let pattern = FilePattern::from_user(user_in.pattern.as_str(), project_root);
-        let codes = BTreeSet::from_iter(user_in.code.codes());
-        Self { pattern, codes }
-    }
-}
-
-#[derive(Debug)]
-pub struct RawSettings {
-    pub dummy_variable_rgx: Regex,
-    pub exclude: Vec<FilePattern>,
-    pub extend_exclude: Vec<FilePattern>,
-    pub extend_ignore: Vec<CheckCodePrefix>,
-    pub extend_select: Vec<CheckCodePrefix>,
-    pub ignore: Vec<CheckCodePrefix>,
-    pub line_length: usize,
-    pub per_file_ignores: Vec<PerFileIgnore>,
-    pub select: Vec<CheckCodePrefix>,
-    pub target_version: PythonVersion,
-    // Plugins
-    pub flake8_quotes: flake8_quotes::settings::Settings,
-}
-
-static DEFAULT_EXCLUDE: Lazy<Vec<FilePattern>> = Lazy::new(|| {
-    vec![
-        FilePattern::Simple(".bzr"),
-        FilePattern::Simple(".direnv"),
-        FilePattern::Simple(".eggs"),
-        FilePattern::Simple(".git"),
-        FilePattern::Simple(".hg"),
-        FilePattern::Simple(".mypy_cache"),
-        FilePattern::Simple(".nox"),
-        FilePattern::Simple(".pants.d"),
-        FilePattern::Simple(".ruff_cache"),
-        FilePattern::Simple(".svn"),
-        FilePattern::Simple(".tox"),
-        FilePattern::Simple(".venv"),
-        FilePattern::Simple("__pypackages__"),
-        FilePattern::Simple("_build"),
-        FilePattern::Simple("buck-out"),
-        FilePattern::Simple("build"),
-        FilePattern::Simple("dist"),
-        FilePattern::Simple("node_modules"),
-        FilePattern::Simple("venv"),
-    ]
-});
-
-static DEFAULT_DUMMY_VARIABLE_RGX: Lazy<Regex> =
-    Lazy::new(|| Regex::new("^(_+|(_+[a-zA-Z0-9_]*[a-zA-Z0-9]+?))$").unwrap());
-
-impl RawSettings {
-    pub fn from_pyproject(
-        pyproject: &Option<PathBuf>,
-        project_root: &Option<PathBuf>,
-        quiet: bool,
-    ) -> Result<Self> {
-        let config = load_config(pyproject, quiet)?;
-        Ok(RawSettings {
-            dummy_variable_rgx: match config.dummy_variable_rgx {
-                Some(pattern) => Regex::new(&pattern)
-                    .map_err(|e| anyhow!("Invalid dummy-variable-rgx value: {e}"))?,
-                None => DEFAULT_DUMMY_VARIABLE_RGX.clone(),
-            },
-            target_version: config.target_version.unwrap_or(PythonVersion::Py310),
-            exclude: config
-                .exclude
-                .map(|paths| {
-                    paths
-                        .iter()
-                        .map(|path| FilePattern::from_user(path, project_root))
-                        .collect()
-                })
-                .unwrap_or_else(|| DEFAULT_EXCLUDE.clone()),
-            extend_exclude: config
-                .extend_exclude
-                .iter()
-                .map(|path| FilePattern::from_user(path, project_root))
-                .collect(),
-            extend_ignore: config.extend_ignore,
-            select: config
-                .select
-                .unwrap_or_else(|| vec![CheckCodePrefix::E, CheckCodePrefix::F]),
-            extend_select: config.extend_select,
-            ignore: config.ignore,
-            line_length: config.line_length.unwrap_or(88),
-            per_file_ignores: config
-                .per_file_ignores
-                .into_iter()
-                .map(|pair| PerFileIgnore::new(pair, project_root))
-                .collect(),
-            // Plugins
-            flake8_quotes: config
-                .flake8_quotes
-                .map(flake8_quotes::settings::Settings::from_config)
-                .unwrap_or_default(),
-        })
-    }
-}
-
-#[derive(Debug)]
-pub struct Settings {
-    pub dummy_variable_rgx: Regex,
-    pub enabled: BTreeSet<CheckCode>,
-    pub exclude: Vec<FilePattern>,
-    pub extend_exclude: Vec<FilePattern>,
-    pub line_length: usize,
-    pub per_file_ignores: Vec<PerFileIgnore>,
-    pub target_version: PythonVersion,
-    // Plugins
-    pub flake8_quotes: flake8_quotes::settings::Settings,
-}
-
-/// Given a set of selected and ignored prefixes, resolve the set of enabled error codes.
-fn resolve_codes(
-    select: &[CheckCodePrefix],
-    extend_select: &[CheckCodePrefix],
-    ignore: &[CheckCodePrefix],
-    extend_ignore: &[CheckCodePrefix],
-) -> BTreeSet<CheckCode> {
-    let mut codes: BTreeSet<CheckCode> = BTreeSet::new();
-    for specificity in [
-        PrefixSpecificity::Category,
-        PrefixSpecificity::Hundreds,
-        PrefixSpecificity::Tens,
-        PrefixSpecificity::Explicit,
-    ] {
-        for prefix in select {
-            if prefix.specificity() == specificity {
-                codes.extend(prefix.codes());
-            }
-        }
-        for prefix in extend_select {
-            if prefix.specificity() == specificity {
-                codes.extend(prefix.codes());
-            }
-        }
-        for prefix in ignore {
-            if prefix.specificity() == specificity {
-                for code in prefix.codes() {
-                    codes.remove(&code);
-                }
-            }
-        }
-        for prefix in extend_ignore {
-            if prefix.specificity() == specificity {
-                for code in prefix.codes() {
-                    codes.remove(&code);
-                }
-            }
-        }
-    }
-    codes
-}
-
-impl Settings {
-    pub fn from_raw(settings: RawSettings) -> Self {
-        Self {
-            dummy_variable_rgx: settings.dummy_variable_rgx,
-            enabled: resolve_codes(
-                &settings.select,
-                &settings.extend_select,
-                &settings.ignore,
-                &settings.extend_ignore,
-            ),
-            exclude: settings.exclude,
-            extend_exclude: settings.extend_exclude,
-            flake8_quotes: settings.flake8_quotes,
-            line_length: settings.line_length,
-            per_file_ignores: settings.per_file_ignores,
-            target_version: settings.target_version,
-        }
-    }
-
-    pub fn for_rule(check_code: CheckCode) -> Self {
-        Self {
-            dummy_variable_rgx: DEFAULT_DUMMY_VARIABLE_RGX.clone(),
-            enabled: BTreeSet::from([check_code]),
-            exclude: vec![],
-            extend_exclude: vec![],
-            line_length: 88,
-            per_file_ignores: vec![],
-            target_version: PythonVersion::Py310,
-            flake8_quotes: Default::default(),
-        }
-    }
-
-    pub fn for_rules(check_codes: Vec<CheckCode>) -> Self {
-        Self {
-            dummy_variable_rgx: DEFAULT_DUMMY_VARIABLE_RGX.clone(),
-            enabled: BTreeSet::from_iter(check_codes),
-            exclude: vec![],
-            extend_exclude: vec![],
-            line_length: 88,
-            per_file_ignores: vec![],
-            target_version: PythonVersion::Py310,
-            flake8_quotes: Default::default(),
-        }
-    }
-}
-
-impl Hash for Settings {
-    fn hash<H: Hasher>(&self, state: &mut H) {
-        self.line_length.hash(state);
-        self.dummy_variable_rgx.as_str().hash(state);
-        for value in self.enabled.iter() {
-            value.hash(state);
-        }
-        for value in self.per_file_ignores.iter() {
-            value.hash(state);
-        }
-    }
-}
-
-/// Struct to render user-facing exclusion patterns.
-#[derive(Debug)]
-#[allow(dead_code)]
-pub struct Exclusion {
-    basename: Option<String>,
-    absolute: Option<String>,
-}
-
-impl Exclusion {
-    pub fn from_file_pattern(file_pattern: FilePattern) -> Self {
-        match file_pattern {
-            FilePattern::Simple(basename) => Exclusion {
-                basename: Some(basename.to_string()),
-                absolute: None,
-            },
-            FilePattern::Complex(absolute, basename) => Exclusion {
-                basename: basename.map(|pattern| pattern.to_string()),
-                absolute: Some(absolute.to_string()),
-            },
-        }
-    }
-}
-
-/// Struct to render user-facing Settings.
-#[derive(Debug)]
-pub struct CurrentSettings {
-    pub dummy_variable_rgx: Regex,
-    pub exclude: Vec<Exclusion>,
-    pub extend_exclude: Vec<Exclusion>,
-    pub extend_ignore: Vec<CheckCodePrefix>,
-    pub extend_select: Vec<CheckCodePrefix>,
-    pub ignore: Vec<CheckCodePrefix>,
-    pub line_length: usize,
-    pub per_file_ignores: Vec<PerFileIgnore>,
-    pub select: Vec<CheckCodePrefix>,
-    pub target_version: PythonVersion,
-    // Plugins
-    pub flake8_quotes: flake8_quotes::settings::Settings,
-    // Non-settings exposed to the user
-    pub project_root: Option<PathBuf>,
-    pub pyproject: Option<PathBuf>,
-}
-
-impl CurrentSettings {
-    pub fn from_settings(
-        settings: RawSettings,
-        project_root: Option<PathBuf>,
-        pyproject: Option<PathBuf>,
-    ) -> Self {
-        Self {
-            dummy_variable_rgx: settings.dummy_variable_rgx,
-            exclude: settings
-                .exclude
-                .into_iter()
-                .map(Exclusion::from_file_pattern)
-                .collect(),
-            extend_exclude: settings
-                .extend_exclude
-                .into_iter()
-                .map(Exclusion::from_file_pattern)
-                .collect(),
-            extend_ignore: settings.extend_ignore,
-            extend_select: settings.extend_select,
-            ignore: settings.ignore,
-            line_length: settings.line_length,
-            per_file_ignores: settings.per_file_ignores,
-            select: settings.select,
-            target_version: settings.target_version,
-            flake8_quotes: settings.flake8_quotes,
-            project_root,
-            pyproject,
-        }
-    }
-}
diff --git a/src/settings/configuration.rs b/src/settings/configuration.rs
new file mode 100644
index 0000000000..2376999cd5
--- /dev/null
+++ b/src/settings/configuration.rs
@@ -0,0 +1,102 @@
+use std::path::PathBuf;
+
+use anyhow::{anyhow, Result};
+use once_cell::sync::Lazy;
+use regex::Regex;
+
+use crate::checks_gen::CheckCodePrefix;
+use crate::flake8_quotes;
+use crate::settings::pyproject::load_options;
+use crate::settings::types::{FilePattern, PerFileIgnore, PythonVersion};
+
+#[derive(Debug)]
+pub struct Configuration {
+    pub dummy_variable_rgx: Regex,
+    pub exclude: Vec<FilePattern>,
+    pub extend_exclude: Vec<FilePattern>,
+    pub extend_ignore: Vec<CheckCodePrefix>,
+    pub extend_select: Vec<CheckCodePrefix>,
+    pub ignore: Vec<CheckCodePrefix>,
+    pub line_length: usize,
+    pub per_file_ignores: Vec<PerFileIgnore>,
+    pub select: Vec<CheckCodePrefix>,
+    pub target_version: PythonVersion,
+    // Plugins
+    pub flake8_quotes: flake8_quotes::settings::Settings,
+}
+
+static DEFAULT_EXCLUDE: Lazy<Vec<FilePattern>> = Lazy::new(|| {
+    vec![
+        FilePattern::Simple(".bzr"),
+        FilePattern::Simple(".direnv"),
+        FilePattern::Simple(".eggs"),
+        FilePattern::Simple(".git"),
+        FilePattern::Simple(".hg"),
+        FilePattern::Simple(".mypy_cache"),
+        FilePattern::Simple(".nox"),
+        FilePattern::Simple(".pants.d"),
+        FilePattern::Simple(".ruff_cache"),
+        FilePattern::Simple(".svn"),
+        FilePattern::Simple(".tox"),
+        FilePattern::Simple(".venv"),
+        FilePattern::Simple("__pypackages__"),
+        FilePattern::Simple("_build"),
+        FilePattern::Simple("buck-out"),
+        FilePattern::Simple("build"),
+        FilePattern::Simple("dist"),
+        FilePattern::Simple("node_modules"),
+        FilePattern::Simple("venv"),
+    ]
+});
+
+static DEFAULT_DUMMY_VARIABLE_RGX: Lazy<Regex> =
+    Lazy::new(|| Regex::new("^(_+|(_+[a-zA-Z0-9_]*[a-zA-Z0-9]+?))$").unwrap());
+
+impl Configuration {
+    pub fn from_pyproject(
+        pyproject: &Option<PathBuf>,
+        project_root: &Option<PathBuf>,
+        quiet: bool,
+    ) -> Result<Self> {
+        let options = load_options(pyproject, quiet)?;
+        Ok(Configuration {
+            dummy_variable_rgx: match options.dummy_variable_rgx {
+                Some(pattern) => Regex::new(&pattern)
+                    .map_err(|e| anyhow!("Invalid dummy-variable-rgx value: {e}"))?,
+                None => DEFAULT_DUMMY_VARIABLE_RGX.clone(),
+            },
+            target_version: options.target_version.unwrap_or(PythonVersion::Py310),
+            exclude: options
+                .exclude
+                .map(|paths| {
+                    paths
+                        .iter()
+                        .map(|path| FilePattern::from_user(path, project_root))
+                        .collect()
+                })
+                .unwrap_or_else(|| DEFAULT_EXCLUDE.clone()),
+            extend_exclude: options
+                .extend_exclude
+                .iter()
+                .map(|path| FilePattern::from_user(path, project_root))
+                .collect(),
+            extend_ignore: options.extend_ignore,
+            select: options
+                .select
+                .unwrap_or_else(|| vec![CheckCodePrefix::E, CheckCodePrefix::F]),
+            extend_select: options.extend_select,
+            ignore: options.ignore,
+            line_length: options.line_length.unwrap_or(88),
+            per_file_ignores: options
+                .per_file_ignores
+                .into_iter()
+                .map(|pair| PerFileIgnore::new(pair, project_root))
+                .collect(),
+            // Plugins
+            flake8_quotes: options
+                .flake8_quotes
+                .map(flake8_quotes::settings::Settings::from_config)
+                .unwrap_or_default(),
+        })
+    }
+}
diff --git a/src/settings/mod.rs b/src/settings/mod.rs
new file mode 100644
index 0000000000..fc8dfbcaf0
--- /dev/null
+++ b/src/settings/mod.rs
@@ -0,0 +1,133 @@
+//! Effective program settings, taking into account pyproject.toml and command-line options.
+//! Structure is optimized for internal usage, as opposed to external visibility or parsing.
+
+use std::collections::BTreeSet;
+use std::hash::{Hash, Hasher};
+
+use regex::Regex;
+
+use crate::checks::CheckCode;
+use crate::checks_gen::{CheckCodePrefix, PrefixSpecificity};
+use crate::flake8_quotes;
+use crate::settings::configuration::Configuration;
+use crate::settings::types::{FilePattern, PerFileIgnore, PythonVersion};
+
+pub mod configuration;
+pub mod options;
+pub mod pyproject;
+pub mod types;
+pub mod user;
+
+#[derive(Debug)]
+pub struct Settings {
+    pub dummy_variable_rgx: Regex,
+    pub enabled: BTreeSet<CheckCode>,
+    pub exclude: Vec<FilePattern>,
+    pub extend_exclude: Vec<FilePattern>,
+    pub line_length: usize,
+    pub per_file_ignores: Vec<PerFileIgnore>,
+    pub target_version: PythonVersion,
+    // Plugins
+    pub flake8_quotes: flake8_quotes::settings::Settings,
+}
+
+impl Settings {
+    pub fn from_configuration(config: Configuration) -> Self {
+        Self {
+            dummy_variable_rgx: config.dummy_variable_rgx,
+            enabled: resolve_codes(
+                &config.select,
+                &config.extend_select,
+                &config.ignore,
+                &config.extend_ignore,
+            ),
+            exclude: config.exclude,
+            extend_exclude: config.extend_exclude,
+            flake8_quotes: config.flake8_quotes,
+            line_length: config.line_length,
+            per_file_ignores: config.per_file_ignores,
+            target_version: config.target_version,
+        }
+    }
+
+    pub fn for_rule(check_code: CheckCode) -> Self {
+        Self {
+            dummy_variable_rgx: Regex::new("^(_+|(_+[a-zA-Z0-9_]*[a-zA-Z0-9]+?))$").unwrap(),
+            enabled: BTreeSet::from([check_code]),
+            exclude: vec![],
+            extend_exclude: vec![],
+            line_length: 88,
+            per_file_ignores: vec![],
+            target_version: PythonVersion::Py310,
+            flake8_quotes: Default::default(),
+        }
+    }
+
+    pub fn for_rules(check_codes: Vec<CheckCode>) -> Self {
+        Self {
+            dummy_variable_rgx: Regex::new("^(_+|(_+[a-zA-Z0-9_]*[a-zA-Z0-9]+?))$").unwrap(),
+            enabled: BTreeSet::from_iter(check_codes),
+            exclude: vec![],
+            extend_exclude: vec![],
+            line_length: 88,
+            per_file_ignores: vec![],
+            target_version: PythonVersion::Py310,
+            flake8_quotes: Default::default(),
+        }
+    }
+}
+
+impl Hash for Settings {
+    fn hash<H: Hasher>(&self, state: &mut H) {
+        self.line_length.hash(state);
+        self.dummy_variable_rgx.as_str().hash(state);
+        for value in self.enabled.iter() {
+            value.hash(state);
+        }
+        for value in self.per_file_ignores.iter() {
+            value.hash(state);
+        }
+    }
+}
+
+/// Given a set of selected and ignored prefixes, resolve the set of enabled error codes.
+fn resolve_codes(
+    select: &[CheckCodePrefix],
+    extend_select: &[CheckCodePrefix],
+    ignore: &[CheckCodePrefix],
+    extend_ignore: &[CheckCodePrefix],
+) -> BTreeSet<CheckCode> {
+    let mut codes: BTreeSet<CheckCode> = BTreeSet::new();
+    for specificity in [
+        PrefixSpecificity::Category,
+        PrefixSpecificity::Hundreds,
+        PrefixSpecificity::Tens,
+        PrefixSpecificity::Explicit,
+    ] {
+        for prefix in select {
+            if prefix.specificity() == specificity {
+                codes.extend(prefix.codes());
+            }
+        }
+        for prefix in extend_select {
+            if prefix.specificity() == specificity {
+                codes.extend(prefix.codes());
+            }
+        }
+        for prefix in ignore {
+            if prefix.specificity() == specificity {
+                for code in prefix.codes() {
+                    codes.remove(&code);
+                }
+            }
+        }
+        for prefix in extend_ignore {
+            if prefix.specificity() == specificity {
+                for code in prefix.codes() {
+                    codes.remove(&code);
+                }
+            }
+        }
+    }
+    codes
+}
diff --git a/src/settings/options.rs b/src/settings/options.rs
new file mode 100644
index 0000000000..0a5834c6c0
--- /dev/null
+++ b/src/settings/options.rs
@@ -0,0 +1,28 @@
+//! Options that the user can provide via pyproject.toml.
+
+use serde::Deserialize;
+
+use crate::checks_gen::CheckCodePrefix;
+use crate::flake8_quotes;
+use crate::settings::types::{PythonVersion, StrCheckCodePair};
+
+#[derive(Debug, PartialEq, Eq, Deserialize, Default)]
+#[serde(deny_unknown_fields, rename_all = "kebab-case")]
+pub struct Options {
+    pub line_length: Option<usize>,
+    pub exclude: Option<Vec<String>>,
+    #[serde(default)]
+    pub extend_exclude: Vec<String>,
+    pub select: Option<Vec<CheckCodePrefix>>,
+    #[serde(default)]
+    pub extend_select: Vec<CheckCodePrefix>,
+    #[serde(default)]
+    pub ignore: Vec<CheckCodePrefix>,
+    #[serde(default)]
+    pub extend_ignore: Vec<CheckCodePrefix>,
+    #[serde(default)]
+    pub per_file_ignores: Vec<StrCheckCodePair>,
+    pub dummy_variable_rgx: Option<String>,
+    pub target_version: Option<PythonVersion>,
+    pub flake8_quotes: Option<flake8_quotes::settings::Options>,
+}
diff --git a/src/pyproject.rs b/src/settings/pyproject.rs
similarity index 72%
rename from src/pyproject.rs
rename to src/settings/pyproject.rs
index bc5214a2b1..68e33616f8 100644
--- a/src/pyproject.rs
+++ b/src/settings/pyproject.rs
@@ -1,106 +1,26 @@
-use std::path::{Path, PathBuf};
-use std::str::FromStr;
+//! Utilities for locating (and extracting configuration from) a pyproject.toml.
 
-use anyhow::{anyhow, Result};
+use std::path::{Path, PathBuf};
+
+use anyhow::Result;
 use common_path::common_path_all;
 use path_absolutize::Absolutize;
-use serde::de;
-use serde::{Deserialize, Deserializer};
+use serde::Deserialize;
 
-use crate::checks_gen::CheckCodePrefix;
-use crate::settings::PythonVersion;
-use crate::{flake8_quotes, fs};
-
-pub fn load_config(pyproject: &Option<PathBuf>, quiet: bool) -> Result<Config> {
-    match pyproject {
-        Some(pyproject) => Ok(parse_pyproject_toml(pyproject)?
-            .tool
-            .and_then(|tool| tool.ruff)
-            .unwrap_or_default()),
-        None => {
-            if !quiet {
-                eprintln!("No pyproject.toml found.");
-                eprintln!("Falling back to default configuration...");
-            }
-            Ok(Default::default())
-        }
-    }
-}
-
-#[derive(Debug, PartialEq, Eq, Deserialize, Default)]
-#[serde(deny_unknown_fields, rename_all = "kebab-case")]
-pub struct Config {
-    pub line_length: Option<usize>,
-    pub exclude: Option<Vec<String>>,
-    #[serde(default)]
-    pub extend_exclude: Vec<String>,
-    pub select: Option<Vec<CheckCodePrefix>>,
-    #[serde(default)]
-    pub extend_select: Vec<CheckCodePrefix>,
-    #[serde(default)]
-    pub ignore: Vec<CheckCodePrefix>,
-    #[serde(default)]
-    pub extend_ignore: Vec<CheckCodePrefix>,
-    #[serde(default)]
-    pub per_file_ignores: Vec<StrCheckCodePair>,
-    pub dummy_variable_rgx: Option<String>,
-    pub target_version: Option<PythonVersion>,
-    pub flake8_quotes: Option<flake8_quotes::settings::Config>,
-}
-
-#[derive(Clone, Debug, PartialEq, Eq)]
-pub struct StrCheckCodePair {
-    pub pattern: String,
-    pub code: CheckCodePrefix,
-}
-
-impl StrCheckCodePair {
-    const EXPECTED_PATTERN: &'static str = "<FilePattern>:<CheckCode> pattern";
-}
-
-impl<'de> Deserialize<'de> for StrCheckCodePair {
-    fn deserialize<D>(deserializer: D) -> Result<Self, D::Error>
-    where
-        D: Deserializer<'de>,
-    {
-        let str_result = String::deserialize(deserializer)?;
-        Self::from_str(str_result.as_str()).map_err(|_| {
-            de::Error::invalid_value(
-                de::Unexpected::Str(str_result.as_str()),
-                &Self::EXPECTED_PATTERN,
-            )
-        })
-    }
-}
-
-impl FromStr for StrCheckCodePair {
-    type Err = anyhow::Error;
-
-    fn from_str(string: &str) -> Result<Self, Self::Err> {
-        let (pattern_str, code_string) = {
-            let tokens = string.split(':').collect::<Vec<_>>();
-            if tokens.len() != 2 {
-                return Err(anyhow!("Expected {}", Self::EXPECTED_PATTERN));
-            }
-            (tokens[0].trim(), tokens[1].trim())
-        };
-        let code = CheckCodePrefix::from_str(code_string)?;
-        let pattern = pattern_str.into();
-        Ok(Self { pattern, code })
-    }
-}
+use crate::fs;
+use crate::settings::options::Options;
 
 #[derive(Debug, PartialEq, Eq, Deserialize)]
 struct Tools {
-    ruff: Option<Config>,
+    ruff: Option<Options>,
 }
 
 #[derive(Debug, PartialEq, Eq, Deserialize)]
-struct PyProject {
+struct Pyproject {
     tool: Option<Tools>,
 }
 
-fn parse_pyproject_toml(path: &Path) -> Result<PyProject> {
+fn parse_pyproject_toml(path: &Path) -> Result<Pyproject> {
     let contents = fs::read_file(path)?;
     toml::from_str(&contents).map_err(|e| e.into())
 }
@@ -149,6 +69,22 @@ pub fn find_project_root(sources: &[PathBuf]) -> Option<PathBuf> {
     None
 }
 
+pub fn load_options(pyproject: &Option<PathBuf>, quiet: bool) -> Result<Options> {
+    match pyproject {
+        Some(pyproject) => Ok(parse_pyproject_toml(pyproject)?
+            .tool
+            .and_then(|tool| tool.ruff)
+            .unwrap_or_default()),
+        None => {
+            if !quiet {
+                eprintln!("No pyproject.toml found.");
+                eprintln!("Falling back to default configuration...");
+            }
+            Ok(Default::default())
+        }
+    }
+}
+
 #[cfg(test)]
 mod tests {
     use std::env::current_dir;
@@ -160,25 +96,24 @@ mod tests {
     use crate::checks_gen::CheckCodePrefix;
     use crate::flake8_quotes;
     use crate::flake8_quotes::settings::Quote;
-    use crate::pyproject::{
-        find_project_root, find_pyproject_toml, parse_pyproject_toml, Config, PyProject, Tools,
+    use crate::settings::pyproject::{
+        find_project_root, find_pyproject_toml, parse_pyproject_toml, Options, Pyproject, Tools,
     };
-
-    use super::StrCheckCodePair;
+    use crate::settings::types::StrCheckCodePair;
 
     #[test]
     fn deserialize() -> Result<()> {
-        let pyproject: PyProject = toml::from_str(r#""#)?;
+        let pyproject: Pyproject = toml::from_str(r#""#)?;
         assert_eq!(pyproject.tool, None);
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 "#,
         )?;
         assert_eq!(pyproject.tool, Some(Tools { ruff: None }));
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 [tool.ruff]
@@ -187,7 +122,7 @@ mod tests {
         assert_eq!(
             pyproject.tool,
             Some(Tools {
-                ruff: Some(Config {
+                ruff: Some(Options {
                     line_length: None,
                     exclude: None,
                     extend_exclude: vec![],
@@ -203,7 +138,7 @@ mod tests {
             })
         );
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 [tool.ruff]
@@ -213,7 +148,7 @@ line-length = 79
         assert_eq!(
             pyproject.tool,
             Some(Tools {
-                ruff: Some(Config {
+                ruff: Some(Options {
                     line_length: Some(79),
                     exclude: None,
                     extend_exclude: vec![],
@@ -229,7 +164,7 @@ line-length = 79
             })
         );
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 [tool.ruff]
@@ -239,7 +174,7 @@ exclude = ["foo.py"]
         assert_eq!(
             pyproject.tool,
             Some(Tools {
-                ruff: Some(Config {
+                ruff: Some(Options {
                     line_length: None,
                     exclude: Some(vec!["foo.py".to_string()]),
                     extend_exclude: vec![],
@@ -255,7 +190,7 @@ exclude = ["foo.py"]
             })
         );
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 [tool.ruff]
@@ -265,7 +200,7 @@ select = ["E501"]
         assert_eq!(
             pyproject.tool,
             Some(Tools {
-                ruff: Some(Config {
+                ruff: Some(Options {
                     line_length: None,
                     exclude: None,
                     extend_exclude: vec![],
@@ -281,7 +216,7 @@ select = ["E501"]
             })
         );
 
-        let pyproject: PyProject = toml::from_str(
+        let pyproject: Pyproject = toml::from_str(
             r#"
 [tool.black]
 [tool.ruff]
@@ -292,7 +227,7 @@ ignore = ["E501"]
         assert_eq!(
             pyproject.tool,
             Some(Tools {
-                ruff: Some(Config {
+                ruff: Some(Options {
                     line_length: None,
                     exclude: None,
                     extend_exclude: vec![],
@@ -308,7 +243,7 @@ ignore = ["E501"]
             })
         );
 
-        assert!(toml::from_str::<PyProject>(
+        assert!(toml::from_str::<Pyproject>(
             r#"
 [tool.black]
 [tool.ruff]
@@ -317,7 +252,7 @@ line_length = 79
         )
         .is_err());
 
-        assert!(toml::from_str::<PyProject>(
+        assert!(toml::from_str::<Pyproject>(
             r#"
 [tool.black]
 [tool.ruff]
@@ -326,7 +261,7 @@ select = ["E123"]
         )
         .is_err());
 
-        assert!(toml::from_str::<PyProject>(
+        assert!(toml::from_str::<Pyproject>(
             r#"
 [tool.black]
 [tool.ruff]
@@ -358,7 +293,7 @@ other-attribute = 1
             .expect("Unable to find tool.ruff.");
         assert_eq!(
             config,
-            Config {
+            Options {
                 line_length: Some(88),
                 exclude: None,
                 extend_exclude: vec![
@@ -376,7 +311,7 @@ other-attribute = 1
                 }],
                 dummy_variable_rgx: None,
                 target_version: None,
-                flake8_quotes: Some(flake8_quotes::settings::Config {
+                flake8_quotes: Some(flake8_quotes::settings::Options {
                     inline_quotes: Some(Quote::Single),
                     multiline_quotes: Some(Quote::Double),
                     docstring_quotes: Some(Quote::Double),
diff --git a/src/settings/types.rs b/src/settings/types.rs
new file mode 100644
index 0000000000..8144d678b6
--- /dev/null
+++ b/src/settings/types.rs
@@ -0,0 +1,125 @@
+use std::collections::BTreeSet;
+use std::hash::Hash;
+use std::path::{Path, PathBuf};
+use std::str::FromStr;
+
+use anyhow::{anyhow, Result};
+use glob::Pattern;
+use serde::{de, Deserialize, Deserializer, Serialize};
+
+use crate::checks::CheckCode;
+use crate::checks_gen::CheckCodePrefix;
+use crate::fs;
+
+#[derive(Clone, Debug, PartialOrd, PartialEq, Eq, Serialize, Deserialize)]
+pub enum PythonVersion {
+    Py33,
+    Py34,
+    Py35,
+    Py36,
+    Py37,
+    Py38,
+    Py39,
+    Py310,
+    Py311,
+}
+
+impl FromStr for PythonVersion {
+    type Err = anyhow::Error;
+
+    fn from_str(string: &str) -> Result<Self, Self::Err> {
+        match string {
+            "py33" => Ok(PythonVersion::Py33),
+            "py34" => Ok(PythonVersion::Py34),
+            "py35" => Ok(PythonVersion::Py35),
+            "py36" => Ok(PythonVersion::Py36),
+            "py37" => Ok(PythonVersion::Py37),
+            "py38" => Ok(PythonVersion::Py38),
+            "py39" => Ok(PythonVersion::Py39),
+            "py310" => Ok(PythonVersion::Py310),
+            "py311" => Ok(PythonVersion::Py311),
+            _ => Err(anyhow!("Unknown version: {}", string)),
+        }
+    }
+}
+
+#[derive(Debug, Clone, Hash)]
+pub enum FilePattern {
+    Simple(&'static str),
+    Complex(Pattern, Option<Pattern>),
+}
+
+impl FilePattern {
+    pub fn from_user(pattern: &str, project_root: &Option<PathBuf>) -> Self {
+        let path = Path::new(pattern);
+        let absolute_path = match project_root {
+            Some(project_root) => fs::normalize_path_to(path, project_root),
+            None => fs::normalize_path(path),
+        };
+
+        let absolute = Pattern::new(&absolute_path.to_string_lossy()).expect("Invalid pattern.");
+        let basename = if !pattern.contains(std::path::MAIN_SEPARATOR) {
+            Some(Pattern::new(pattern).expect("Invalid pattern."))
+        } else {
+            None
+        };
+
+        FilePattern::Complex(absolute, basename)
+    }
+}
+
+#[derive(Debug, Clone, Hash)]
+pub struct PerFileIgnore {
+    pub pattern: FilePattern,
+    pub codes: BTreeSet<CheckCode>,
+}
+
+impl PerFileIgnore {
+    pub fn new(user_in: StrCheckCodePair, project_root: &Option<PathBuf>) -> Self {
+        let pattern = FilePattern::from_user(user_in.pattern.as_str(), project_root);
+        let codes = BTreeSet::from_iter(user_in.code.codes());
+        Self { pattern, codes }
+    }
+}
+
+#[derive(Clone, Debug, PartialEq, Eq)]
+pub struct StrCheckCodePair {
+    pub pattern: String,
+    pub code: CheckCodePrefix,
+}
+
+impl StrCheckCodePair {
+    const EXPECTED_PATTERN: &'static str = "<FilePattern>:<CheckCode> pattern";
+}
+
+impl<'de> Deserialize<'de> for StrCheckCodePair {
+    fn deserialize<D>(deserializer: D) -> Result<Self, D::Error>
+    where
+        D: Deserializer<'de>,
+    {
+        let str_result = String::deserialize(deserializer)?;
+        Self::from_str(str_result.as_str()).map_err(|_| {
+            de::Error::invalid_value(
+                de::Unexpected::Str(str_result.as_str()),
+                &Self::EXPECTED_PATTERN,
+            )
+        })
+    }
+}
+
+impl FromStr for StrCheckCodePair {
+    type Err = anyhow::Error;
+
+    fn from_str(string: &str) -> Result<Self, Self::Err> {
+        let (pattern_str, code_string) = {
+            let tokens = string.split(':').collect::<Vec<_>>();
+            if tokens.len() != 2 {
+                return Err(anyhow!("Expected {}", Self::EXPECTED_PATTERN));
+            }
+            (tokens[0].trim(), tokens[1].trim())
+        };
+        let code = CheckCodePrefix::from_str(code_string)?;
+        let pattern = pattern_str.into();
+        Ok(Self { pattern, code })
+    }
+}
diff --git a/src/settings/user.rs b/src/settings/user.rs
new file mode 100644
index 0000000000..5c11f45fa7
--- /dev/null
+++ b/src/settings/user.rs
@@ -0,0 +1,84 @@
+//! Structs to render user-facing settings.
+
+use std::path::PathBuf;
+
+use regex::Regex;
+
+use crate::checks_gen::CheckCodePrefix;
+use crate::settings::types::{FilePattern, PerFileIgnore, PythonVersion};
+use crate::{flake8_quotes, Configuration};
+
+/// Struct to render user-facing exclusion patterns.
+#[derive(Debug)]
+#[allow(dead_code)]
+pub struct Exclusion {
+    basename: Option<String>,
+    absolute: Option<String>,
+}
+
+impl Exclusion {
+    pub fn from_file_pattern(file_pattern: FilePattern) -> Self {
+        match file_pattern {
+            FilePattern::Simple(basename) => Exclusion {
+                basename: Some(basename.to_string()),
+                absolute: None,
+            },
+            FilePattern::Complex(absolute, basename) => Exclusion {
+                basename: basename.map(|pattern| pattern.to_string()),
+                absolute: Some(absolute.to_string()),
+            },
+        }
+    }
+}
+
+/// Struct to render user-facing configuration.
+#[derive(Debug)]
+pub struct UserConfiguration {
+    pub dummy_variable_rgx: Regex,
+    pub exclude: Vec<Exclusion>,
+    pub extend_exclude: Vec<Exclusion>,
+    pub extend_ignore: Vec<CheckCodePrefix>,
+    pub extend_select: Vec<CheckCodePrefix>,
+    pub ignore: Vec<CheckCodePrefix>,
+    pub line_length: usize,
+    pub per_file_ignores: Vec<PerFileIgnore>,
+    pub select: Vec<CheckCodePrefix>,
+    pub target_version: PythonVersion,
+    // Plugins
+    pub flake8_quotes: flake8_quotes::settings::Settings,
+    // Non-settings exposed to the user
+    pub project_root: Option<PathBuf>,
+    pub pyproject: Option<PathBuf>,
+}
+
+impl UserConfiguration {
+    pub fn from_configuration(
+        settings: Configuration,
+        project_root: Option<PathBuf>,
+        pyproject: Option<PathBuf>,
+    ) -> Self {
+        Self {
+            dummy_variable_rgx: settings.dummy_variable_rgx,
+            exclude: settings
+                .exclude
+                .into_iter()
+                .map(Exclusion::from_file_pattern)
+                .collect(),
+            extend_exclude: settings
+                .extend_exclude
+                .into_iter()
+                .map(Exclusion::from_file_pattern)
+                .collect(),
+            extend_ignore: settings.extend_ignore,
+            extend_select: settings.extend_select,
+            ignore: settings.ignore,
+            line_length: settings.line_length,
+            per_file_ignores: settings.per_file_ignores,
+            select: settings.select,
+            target_version: settings.target_version,
+            flake8_quotes: settings.flake8_quotes,
+            project_root,
+            pyproject,
+        }
+    }
+}